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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,495 | $81,763-43.1% | $58,561-20.6% | $139,466-66.7% |
| Participation rate | 28.6% | 61.3%-32.8pp | 50.9%-22.3pp | 80.3%-51.8pp |
| Annual return | 180.39% | 7427.77%-7247.4pp | 4251.33%-4070.9pp | 373.66%-193.3pp |
| Employer contribution / active EE | $395 | $1,398-71.8% | $1,053-62.5% | $4,754-91.7% |
| Participant deferral / active EE | $2,116 | $2,555-17.2% | $1,923+10.0% | $6,712-68.5% |
| Admin fee / account holder | $305 | $3,273-90.7% | $2,520-87.9% | $11,409-97.3% |