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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,523 | $76,519-20.9% | $56,025+8.0% | $145,897-58.5% |
| Participation rate | 30.0% | 63.2%-33.2pp | 52.5%-22.5pp | 80.3%-50.3pp |
| Annual return | 10.00% | 3017.03%-3007.0pp | 1712.69%-1702.7pp | 552.29%-542.3pp |
| Employer contribution / active EE | $642 | $1,383-53.6% | $1,042-38.3% | $4,663-86.2% |
| Participant deferral / active EE | $2,171 | $2,624-17.3% | $1,955+11.1% | $6,689-67.5% |
| Admin fee / account holder | $879 | $3,331-73.6% | $2,828-68.9% | $13,390-93.4% |