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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,514 | $135,956-37.1% | $123,894-31.0% | $273,972-68.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 2.84% | 56.63%-53.8pp | 47.52%-44.7pp | 41.46%-38.6pp |
| Employer contribution / active EE | $8,688 | $5,170+68.1% | $4,617+88.2% | $4,869+78.5% |
| Participant deferral / active EE | $8,411 | $6,343+32.6% | $5,984+40.5% | $5,287+59.1% |
| Admin fee / account holder | $339 | $9,817-96.6% | $8,357-95.9% | $10,133-96.7% |