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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $905,044 | $110,240+721.0% | $96,544+837.4% | $139,487+548.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 5.71% | 26.41%-20.7pp | 25.88%-20.2pp | 373.84%-368.1pp |
| Employer contribution / active EE | $66,000 | $3,622+1722.0% | $2,966+2124.9% | $4,755+1288.1% |
| Participant deferral / active EE | $0 | $5,549-100.0% | $4,851-100.0% | $6,713-100.0% |
| Admin fee / account holder | $7,439 | $11,602-35.9% | $8,254-9.9% | $11,407-34.8% |