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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,589 | $77,816-50.4% | $123,552-68.8% | $64,173-39.9% |
| Participation rate | 78.1% | 74.7%+3.4pp | 82.3%-4.2pp | 69.6%+8.6pp |
| Annual return | -0.26% | 12.49%-12.7pp | 119.20%-119.5pp | 7.63%-7.9pp |
| Employer contribution / active EE | $4,115 | $3,014+36.5% | $4,628-11.1% | $2,381+72.8% |
| Participant deferral / active EE | $3,118 | $5,240-40.5% | $6,426-51.5% | $3,470-10.1% |
| Admin fee / account holder | $547 | $5,519-90.1% | $9,285-94.1% | $4,887-88.8% |