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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,203 | $209,422+150.3% | $178,503+193.7% | $158,982+229.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 4.22% | 188.81%-184.6pp | 151.12%-146.9pp | 302.99%-298.8pp |
| Employer contribution / active EE | $24,304 | $5,707+325.9% | $5,011+385.0% | $4,763+410.3% |
| Participant deferral / active EE | $14,051 | $5,955+136.0% | $5,202+170.1% | $5,983+134.8% |
| Admin fee / account holder | $32,191 | $17,079+88.5% | $13,987+130.1% | $11,252+186.1% |