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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,001 | $118,496-78.9% | $98,461-74.6% | $139,466-82.1% |
| Participation rate | 66.7% | 77.5%-10.8pp | 75.2%-8.5pp | 80.3%-13.7pp |
| Annual return | 23.67% | 18.96%+4.7pp | 21.17%+2.5pp | 373.66%-350.0pp |
| Employer contribution / active EE | $2,445 | $3,611-32.3% | $3,049-19.8% | $4,754-48.6% |
| Participant deferral / active EE | $3,924 | $5,393-27.2% | $4,738-17.2% | $6,712-41.5% |
| Admin fee / account holder | $80 | $14,056-99.4% | $8,961-99.1% | $11,409-99.3% |