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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,211 | $132,634-62.9% | $115,768-57.5% | $137,256-64.1% |
| Participation rate | 42.9% | 77.9%-35.0pp | 74.4%-31.5pp | 80.0%-37.1pp |
| Annual return | 23.21% | 160.70%-137.5pp | 100.46%-77.3pp | 220.34%-197.1pp |
| Employer contribution / active EE | $1,437 | $3,360-57.2% | $2,940-51.1% | $4,156-65.4% |
| Participant deferral / active EE | $4,277 | $5,619-23.9% | $4,917-13.0% | $6,407-33.2% |
| Admin fee / account holder | $170 | $15,028-98.9% | $12,439-98.6% | $12,270-98.6% |