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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,680 | $125,190-65.1% | $105,624-58.6% | $145,897-70.1% |
| Participation rate | 40.0% | 77.6%-37.6pp | 75.3%-35.3pp | 80.3%-40.3pp |
| Annual return | 13.28% | 225.22%-211.9pp | 116.20%-102.9pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,724 | $3,720-53.7% | $3,168-45.6% | $4,663-63.0% |
| Participant deferral / active EE | $4,420 | $5,716-22.7% | $5,013-11.8% | $6,689-33.9% |
| Admin fee / account holder | $156 | $17,138-99.1% | $10,961-98.6% | $13,390-98.8% |