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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,995 | $175,231-35.5% | $149,696-24.5% | $139,466-19.0% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 23.55% | 166.77%-143.2pp | 134.46%-110.9pp | 373.66%-350.1pp |
| Employer contribution / active EE | $8,625 | $5,478+57.5% | $4,821+78.9% | $4,754+81.4% |
| Participant deferral / active EE | $7,447 | $6,521+14.2% | $5,682+31.1% | $6,712+11.0% |
| Admin fee / account holder | $620 | $16,155-96.2% | $13,212-95.3% | $11,409-94.6% |