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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,920 | $110,410-14.0% | $102,437-7.3% | $145,897-34.9% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 18.82% | 24.85%-6.0pp | 24.95%-6.1pp | 552.29%-533.5pp |
| Employer contribution / active EE | $2,114 | $4,217-49.9% | $3,871-45.4% | $4,663-54.7% |
| Participant deferral / active EE | $9,301 | $5,622+65.4% | $5,060+83.8% | $6,689+39.0% |
| Admin fee / account holder | $476 | $9,745-95.1% | $8,388-94.3% | $13,390-96.4% |