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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,590 | $106,918-46.1% | $84,021-31.5% | $152,897-62.3% |
| Participation rate | 60.9% | 75.2%-14.4pp | 69.0%-8.1pp | 82.5%-21.6pp |
| Annual return | 19.73% | 105.01%-85.3pp | 71.32%-51.6pp | 345.43%-325.7pp |
| Employer contribution / active EE | $0 | $2,735-100.0% | $1,984-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,758 | $4,012-6.3% | $3,239+16.0% | $5,851-35.8% |
| Admin fee / account holder | $1,931 | $8,288-76.7% | $6,102-68.3% | $11,599-83.4% |