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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,975 | $176,105-79.6% | $159,474-77.4% | $167,536-78.5% |
| Participation rate | 90.9% | 85.0%+6.0pp | 82.8%+8.1pp | 82.1%+8.8pp |
| Annual return | 6.58% | 331.91%-325.3pp | 263.68%-257.1pp | 478.82%-472.2pp |
| Employer contribution / active EE | $7,440 | $5,299+40.4% | $4,831+54.0% | $4,839+53.7% |
| Participant deferral / active EE | $3,364 | $7,751-56.6% | $7,353-54.3% | $6,342-47.0% |
| Admin fee / account holder | $3,150 | $12,559-74.9% | $10,802-70.8% | $12,315-74.4% |