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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,986 | $152,591+108.4% | $117,529+170.6% | $134,545+136.3% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -14.38% | 53.04%-67.4pp | 29.77%-44.1pp | 418.37%-432.7pp |
| Employer contribution / active EE | $9,074 | $5,576+62.7% | $4,179+117.1% | $4,742+91.4% |
| Participant deferral / active EE | $18,000 | $4,821+273.4% | $4,072+342.0% | $6,401+181.2% |
| Admin fee / account holder | $3,750 | $7,004-46.5% | $5,645-33.6% | $11,431-67.2% |