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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,924 | $176,105+61.2% | $159,474+78.0% | $167,536+69.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.67% | 331.91%-316.2pp | 263.68%-248.0pp | 478.82%-463.1pp |
| Employer contribution / active EE | $4,419 | $5,299-16.6% | $4,831-8.5% | $4,839-8.7% |
| Participant deferral / active EE | $10,402 | $7,751+34.2% | $7,353+41.5% | $6,342+64.0% |
| Admin fee / account holder | $21,007 | $12,559+67.3% | $10,802+94.5% | $12,315+70.6% |