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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,807 | $160,040+26.1% | $147,096+37.2% | $145,877+38.3% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 14.69% | 98.49%-83.8pp | 419.75%-405.1pp | 551.28%-536.6pp |
| Employer contribution / active EE | $15,646 | $5,289+195.8% | $4,936+217.0% | $4,663+235.5% |
| Participant deferral / active EE | $10,215 | $8,429+21.2% | $8,071+26.6% | $6,691+52.7% |
| Admin fee / account holder | $2,743 | $15,050-81.8% | $13,005-78.9% | $13,402-79.5% |