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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,497 | $117,433-96.2% | $99,475-95.5% | $152,897-97.1% |
| Participation rate | 77.8% | 77.5%+0.2pp | 73.8%+3.9pp | 82.5%-4.7pp |
| Annual return | 0.00% | 31.87%-31.9pp | 30.72%-30.7pp | 345.43%-345.4pp |
| Employer contribution / active EE | $1,325 | $3,013-56.0% | $2,540-47.8% | $4,764-72.2% |
| Participant deferral / active EE | $2,387 | $4,086-41.6% | $3,619-34.0% | $5,851-59.2% |
| Admin fee / account holder | $543 | $7,634-92.9% | $6,252-91.3% | $11,599-95.3% |