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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,855 | $175,259+84.2% | $149,723+115.6% | $139,487+131.5% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 19.84% | 166.82%-147.0pp | 134.50%-114.7pp | 373.84%-354.0pp |
| Employer contribution / active EE | $11,506 | $5,478+110.0% | $4,821+138.6% | $4,755+142.0% |
| Participant deferral / active EE | $15,169 | $6,522+132.6% | $5,682+166.9% | $6,713+126.0% |
| Admin fee / account holder | $3,208 | $16,158-80.1% | $13,215-75.7% | $11,407-71.9% |