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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,892 | $183,516-67.4% | $155,534-61.5% | $145,884-58.9% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 27.09% | 61.43%-34.3pp | 64.92%-37.8pp | 551.85%-524.8pp |
| Employer contribution / active EE | $12,695 | $5,315+138.9% | $4,675+171.6% | $4,662+172.3% |
| Participant deferral / active EE | $7,805 | $6,467+20.7% | $5,630+38.6% | $6,690+16.7% |
| Admin fee / account holder | $561 | $19,293-97.1% | $15,900-96.5% | $13,392-95.8% |