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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,970 | $165,381-90.3% | $149,730-89.3% | $158,966-90.0% |
| Participation rate | 47.4% | 84.6%-37.2pp | 82.5%-35.1pp | 82.0%-34.6pp |
| Annual return | 22.98% | 348.29%-325.3pp | 276.70%-253.7pp | 302.95%-280.0pp |
| Employer contribution / active EE | $1,015 | $5,104-80.1% | $4,645-78.1% | $4,762-78.7% |
| Participant deferral / active EE | $3,704 | $7,182-48.4% | $6,843-45.9% | $5,983-38.1% |
| Admin fee / account holder | $273 | $10,809-97.5% | $9,310-97.1% | $11,250-97.6% |