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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,637 | $183,516-20.1% | $155,534-5.7% | $145,884+0.5% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 185.29% | 61.43%+123.9pp | 64.92%+120.4pp | 551.85%-366.6pp |
| Employer contribution / active EE | $4,829 | $5,315-9.1% | $4,675+3.3% | $4,662+3.6% |
| Participant deferral / active EE | $10,705 | $6,467+65.5% | $5,630+90.1% | $6,690+60.0% |
| Admin fee / account holder | $86 | $19,293-99.6% | $15,900-99.5% | $13,392-99.4% |