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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,637 | $183,592-20.1% | $155,574-5.7% | $145,877+0.5% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 185.29% | 61.37%+123.9pp | 64.87%+120.4pp | 551.28%-366.0pp |
| Employer contribution / active EE | $4,829 | $5,317-9.2% | $4,676+3.3% | $4,663+3.6% |
| Participant deferral / active EE | $10,705 | $6,466+65.6% | $5,629+90.2% | $6,691+60.0% |
| Admin fee / account holder | $86 | $19,316-99.6% | $15,914-99.5% | $13,402-99.4% |