Retirement plan

FCA, LLC 401(K) SAVINGS PLAN

Name: FCA, LLC - FCA, LLC 401(K) SAVINGS PLAN (2024) Form 5500
Creator: FCA, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FCA, LLC 401(K) SAVINGS PLAN, FCA, LLC

FCA, LLCEIN 26-4300900Plan #001PY 2024

7601 JOHN DEERE PARKWAY, PO BOX 758 - MOLINE, IL 61266309-792-3444

Prospect flagsLow participationLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$21.3M

+11.9% from 2023

Total participants

921

+58.5% from 2023

Average account balance

$38,650

+0.3% from 2023

Annual return

13.90%

-79.07 pp from 2023

Benchmarks

See 1,160 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort1,160 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.30M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$39K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

551

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

49.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.28M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.90%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$288

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$73,054
INVESTMENT CONSULTING GROUP2 years Filed as: INVESTMENT CONSULTING GROUP INC Service code 27 5117 JERSEY RIDGE ROAD · DAVENPORT, IA 52807	Advisory (Plan)	$39,087
ASCENSUS LLC2 years Filed as: MAP RETIREMENT USA LLC Service code 13 W6180 AEROTECH DR · APPLETON, WI 54914	Contract Administrator	$36,499
ANDERSON, LOWER, WHITLOW, P.C.1 year Filed as: ANDERSON LOWER WHITLOW PC Service code 10 1805 STATES ST. STE 201 · BETTENDORF, IA 52722	Accounting	$16,850
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$2,988
MAP RETIREMENT, INC.1 year Filed as: MAP RETIREMENT INC Service code 99 W6180 AEROTECH DR · APPLETON, WI 54914	Other Fees	$2,700
BLUE CHIP RETIREMENT PLANS, INC.1 year Service code 13 6737 W WASHINGTON ST · MILWAUKEE, WI 53214	Contract Administrator	$493

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$159K

$219 / participant

Recordkeeping$143K89.9%
Contract admin$16K10.1%

% of EOY assets

0.746%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ANDERSON LOWER & WHITLOW PC
Auditor EIN: 421394940
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,650

$92,076-58.0%

$105,607-63.4%

$77,736-50.3%

Participation rate

49.0%

81.0%-32.0pp

75.3%-26.2pp

70.6%-21.5pp

Annual return

13.90%

17.84%-3.9pp

116.11%-102.2pp

31.26%-17.4pp

Employer contribution / active EE

$1,149

$3,370-65.9%

$3,167-63.7%

$2,728-57.9%

Participant deferral / active EE

$1,996

$5,390-63.0%

$5,011-60.2%

$4,651-57.1%

Admin fee / account holder

$288

$219+31.7%

$10,958-97.4%

$433-33.5%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ANNUITY INS CO OF AMERICA

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$73,054

INVESTMENT CONSULTING GROUP2 years

Filed as: INVESTMENT CONSULTING GROUP INC

Service code 27

5117 JERSEY RIDGE ROAD · DAVENPORT, IA 52807

Advisory (Plan)

$39,087

ASCENSUS LLC2 years

Filed as: MAP RETIREMENT USA LLC

Service code 13

W6180 AEROTECH DR · APPLETON, WI 54914

Contract Administrator

$36,499

ANDERSON, LOWER, WHITLOW, P.C.1 year

Filed as: ANDERSON LOWER WHITLOW PC

Service code 10

1805 STATES ST. STE 201 · BETTENDORF, IA 52722

Accounting

$16,850

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$2,988

MAP RETIREMENT, INC.1 year

Filed as: MAP RETIREMENT INC

Service code 99

W6180 AEROTECH DR · APPLETON, WI 54914

Other Fees

$2,700

BLUE CHIP RETIREMENT PLANS, INC.1 year

Service code 13

6737 W WASHINGTON ST · MILWAUKEE, WI 53214

Contract Administrator

$493

FCA, LLC 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FCA, LLC 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion