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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,382 | $82,674-4.0% | $125,381-36.7% | $68,486+15.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -21.08% | -5.97%-15.1pp | 572.31%-593.4pp | -7.85%-13.2pp |
| Employer contribution / active EE | $4,711 | $3,382+39.3% | $4,815-2.2% | $2,597+81.4% |
| Participant deferral / active EE | $10,961 | $6,111+79.4% | $7,448+47.2% | $4,028+172.2% |
| Admin fee / account holder | $933 | $6,277-85.1% | $10,007-90.7% | $5,404-82.7% |