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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,298 | $97,729+64.0% | $83,830+91.2% | $135,379+18.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.93% | 1287.52%-1295.5pp | 850.97%-858.9pp | 519.79%-527.7pp |
| Employer contribution / active EE | $16,483 | $4,222+290.4% | $3,631+353.9% | $4,779+244.9% |
| Participant deferral / active EE | $11,100 | $4,683+137.0% | $4,082+171.9% | $5,609+97.9% |
| Admin fee / account holder | $1,926 | $6,674-71.1% | $5,479-64.8% | $10,828-82.2% |