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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,275 | $160,070-1.1% | $147,117+7.6% | $145,897+8.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.13% | 98.69%-81.6pp | 420.54%-403.4pp | 552.29%-535.2pp |
| Employer contribution / active EE | $4,171 | $5,285-21.1% | $4,932-15.4% | $4,663-10.5% |
| Participant deferral / active EE | $8,437 | $8,419+0.2% | $8,065+4.6% | $6,689+26.1% |
| Admin fee / account holder | $6,896 | $15,035-54.1% | $12,993-46.9% | $13,390-48.5% |