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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,604 | $162,136+23.1% | $152,301+31.1% | $154,746+29.0% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 18.64% | 91.02%-72.4pp | 80.50%-61.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $3,205 | $4,890-34.5% | $4,624-30.7% | $4,379-26.8% |
| Participant deferral / active EE | $8,625 | $8,341+3.4% | $8,004+7.8% | $6,730+28.2% |
| Admin fee / account holder | $1,411 | $15,759-91.0% | $14,398-90.2% | $14,365-90.2% |