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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,054 | $93,598-71.1% | $135,974-80.1% | $75,173-64.0% |
| Participation rate | 50.0% | 75.2%-25.2pp | 81.9%-31.9pp | 67.2%-17.2pp |
| Annual return | 34.85% | 30.89%+4.0pp | 68.30%-33.5pp | 160.72%-125.9pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,919 | $6,405-23.2% | $7,760-36.6% | $4,126+19.2% |
| Admin fee / account holder | $4,343 | $6,978-37.8% | $10,767-59.7% | $5,651-23.1% |