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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,332 | $73,421-43.7% | $66,439-37.8% | $155,188-73.4% |
| Participation rate | 91.7% | 79.7%+12.0pp | 74.5%+17.2pp | 80.8%+10.9pp |
| Annual return | 14.63% | 1382.37%-1367.7pp | 757.66%-743.0pp | 148.84%-134.2pp |
| Employer contribution / active EE | $5,578 | $3,039+83.6% | $2,637+111.6% | $4,248+31.3% |
| Participant deferral / active EE | $4,751 | $4,680+1.5% | $3,876+22.6% | $6,531-27.3% |
| Admin fee / account holder | $10,146 | $8,856+14.6% | $6,173+64.3% | $14,480-29.9% |