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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,533 | $80,992-67.2% | $96,534-72.5% | $75,173-64.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 22.34% | 27.05%-4.7pp | 25.88%-3.5pp | 160.72%-138.4pp |
| Employer contribution / active EE | $1,004 | $2,283-56.0% | $2,965-66.1% | $2,671-62.4% |
| Participant deferral / active EE | $6,296 | $3,929+60.2% | $4,851+29.8% | $4,126+52.6% |
| Admin fee / account holder | $1,349 | $6,717-79.9% | $8,253-83.7% | $5,651-76.1% |