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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,979 | $106,280-89.7% | $96,538-88.6% | $139,487-92.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 20.35% | 38.48%-18.1pp | 35.74%-15.4pp | 373.84%-353.5pp |
| Employer contribution / active EE | $3,163 | $4,107-23.0% | $3,740-15.4% | $4,755-33.5% |
| Participant deferral / active EE | $4,139 | $5,457-24.2% | $4,880-15.2% | $6,713-38.3% |
| Admin fee / account holder | $18 | $7,888-99.8% | $6,737-99.7% | $11,407-99.8% |