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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,796 | $110,410-90.2% | $102,437-89.5% | $145,897-92.6% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 5.88% | 24.85%-19.0pp | 24.95%-19.1pp | 552.29%-546.4pp |
| Employer contribution / active EE | $1,201 | $4,217-71.5% | $3,871-69.0% | $4,663-74.2% |
| Participant deferral / active EE | $662 | $5,622-88.2% | $5,060-86.9% | $6,689-90.1% |
| Admin fee / account holder | $15,245 | $9,745+56.4% | $8,388+81.7% | $13,390+13.8% |