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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,442 | $82,674-74.1% | $125,381-82.9% | $68,486-68.7% |
| Participation rate | 78.0% | 75.1%+3.0pp | 82.4%-4.3pp | 67.9%+10.2pp |
| Annual return | -9.54% | -5.97%-3.6pp | 572.31%-581.8pp | -7.85%-1.7pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,157 | $6,111-32.0% | $7,448-44.2% | $4,028+3.2% |
| Admin fee / account holder | $590 | $6,277-90.6% | $10,007-94.1% | $5,404-89.1% |