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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,035 | $58,311-34.8% | $81,882-53.5% | $80,959-53.0% |
| Participation rate | 98.9% | 63.5%+35.5pp | 72.4%+26.5pp | 67.7%+31.3pp |
| Annual return | 14.80% | 41.85%-27.0pp | 779.47%-764.7pp | 35.67%-20.9pp |
| Employer contribution / active EE | $5,220 | $2,347+122.5% | $2,916+79.0% | $2,757+89.3% |
| Participant deferral / active EE | $2,338 | $3,287-28.9% | $4,323-45.9% | $4,300-45.6% |
| Admin fee / account holder | $1,141 | $4,752-76.0% | $7,360-84.5% | $6,925-83.5% |