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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,742 | $103,008+53.1% | $90,304+74.7% | $152,897+3.2% |
| Participation rate | 13.6% | 75.9%-62.2pp | 73.3%-59.6pp | 82.5%-68.8pp |
| Annual return | 1.92% | 95.22%-93.3pp | 78.13%-76.2pp | 345.43%-343.5pp |
| Employer contribution / active EE | $349 | $3,139-88.9% | $2,855-87.8% | $4,764-92.7% |
| Participant deferral / active EE | $909 | $4,281-78.8% | $3,885-76.6% | $5,851-84.5% |
| Admin fee / account holder | $0 | $6,175-100.0% | $5,354-100.0% | $11,599-100.0% |