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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $11,870 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $8,720 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,322 | $30,107-55.8% | $61,452-78.3% | $64,819-79.4% |
| Participation rate | 17.8% | 36.4%-18.6pp | 52.6%-34.8pp | 71.5%-53.7pp |
| Annual return | -9.72% | -13.99%+4.3pp | 338.96%-348.7pp | 32.84%-42.6pp |
| Employer contribution / active EE | $99 | $537-81.6% | $1,160-91.5% | $2,507-96.1% |
| Participant deferral / active EE | $602 | $1,126-46.6% | $2,125-71.7% | $4,311-86.0% |
| Admin fee / account holder | $186 | $148+25.4% | $2,131-91.3% | $188-1.0% |