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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,528 | $69,248-81.9% | $64,101-80.5% | $139,466-91.0% |
| Participation rate | 56.5% | 75.6%-19.1pp | 72.3%-15.8pp | 80.3%-23.8pp |
| Annual return | 23.11% | 45.95%-22.8pp | 33.72%-10.6pp | 373.66%-350.6pp |
| Employer contribution / active EE | $763 | $3,185-76.0% | $2,749-72.2% | $4,754-83.9% |
| Participant deferral / active EE | $2,365 | $4,682-49.5% | $3,881-39.1% | $6,712-64.8% |
| Admin fee / account holder | $34 | $4,247-99.2% | $3,070-98.9% | $11,409-99.7% |