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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,975 | $176,105-59.1% | $159,474-54.9% | $167,536-57.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 25.34% | 331.91%-306.6pp | 263.68%-238.3pp | 478.82%-453.5pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $10,083 | $7,751+30.1% | $7,353+37.1% | $6,342+59.0% |
| Admin fee / account holder | $530 | $12,559-95.8% | $10,802-95.1% | $12,315-95.7% |