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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,824 | $135,956-85.4% | $123,894-84.0% | $273,972-92.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.87% | 56.63%-44.8pp | 47.52%-35.6pp | 41.46%-29.6pp |
| Employer contribution / active EE | $2,468 | $5,170-52.3% | $4,617-46.5% | $4,869-49.3% |
| Participant deferral / active EE | $4,025 | $6,343-36.5% | $5,984-32.7% | $5,287-23.9% |
| Admin fee / account holder | $609 | $9,817-93.8% | $8,357-92.7% | $10,133-94.0% |