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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,599 | $98,766-71.0% | $149,730-80.9% | $79,852-64.2% |
| Participation rate | 28.6% | 75.8%-47.2pp | 82.5%-53.9pp | 69.6%-41.1pp |
| Annual return | 21.69% | 27.43%-5.7pp | 276.70%-255.0pp | 31.72%-10.0pp |
| Employer contribution / active EE | $1,939 | $3,217-39.7% | $4,645-58.3% | $2,471-21.5% |
| Participant deferral / active EE | $3,666 | $5,681-35.5% | $6,843-46.4% | $3,740-2.0% |
| Admin fee / account holder | $3,753 | $6,052-38.0% | $9,310-59.7% | $5,306-29.3% |