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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,892 | $106,749-41.1% | $145,433-56.8% | $82,448-23.7% |
| Participation rate | 55.6% | 75.6%-20.1pp | 82.1%-26.6pp | 68.1%-12.5pp |
| Annual return | 20.28% | 27.59%-7.3pp | 66.58%-46.3pp | 41.64%-21.4pp |
| Employer contribution / active EE | $3,032 | $3,444-12.0% | $4,554-33.4% | $2,551+18.9% |
| Participant deferral / active EE | $5,097 | $6,519-21.8% | $7,897-35.5% | $4,139+23.1% |
| Admin fee / account holder | $3,212 | $8,390-61.7% | $13,129-75.5% | $7,234-55.6% |