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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,996 | $157,296-63.1% | $141,191-58.9% | $152,897-62.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.45% | 64.34%-43.9pp | 71.41%-51.0pp | 345.43%-325.0pp |
| Employer contribution / active EE | $11,589 | $5,262+120.2% | $4,736+144.7% | $4,764+143.3% |
| Participant deferral / active EE | $11,286 | $7,111+58.7% | $6,710+68.2% | $5,851+92.9% |
| Admin fee / account holder | $4,946 | $12,125-59.2% | $10,264-51.8% | $11,599-57.4% |