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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,601 | $198,457-61.9% | $170,435-55.6% | $147,586-48.8% |
| Participation rate | 76.2% | 88.0%-11.8pp | 83.6%-7.4pp | 82.8%-6.6pp |
| Annual return | 16.94% | 257.30%-240.4pp | 205.94%-189.0pp | 578.59%-561.7pp |
| Employer contribution / active EE | $6,871 | $6,183+11.1% | $5,432+26.5% | $4,876+40.9% |
| Participant deferral / active EE | $6,955 | $5,629+23.5% | $4,939+40.8% | $5,439+27.9% |
| Admin fee / account holder | $4,278 | $16,852-74.6% | $13,881-69.2% | $10,886-60.7% |