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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,208 | $64,324+161.5% | $118,946+41.4% | $79,852+110.7% |
| Participation rate | 100.0% | 64.9%+35.1pp | 75.4%+24.6pp | 69.6%+30.4pp |
| Annual return | 13.76% | 86.45%-72.7pp | 35.89%-22.1pp | 31.72%-18.0pp |
| Employer contribution / active EE | $8,796 | $1,836+379.0% | $3,263+169.5% | $2,471+256.0% |
| Participant deferral / active EE | $9,230 | $2,824+226.9% | $4,266+116.4% | $3,740+146.8% |
| Admin fee / account holder | $10,047 | $4,040+148.7% | $6,581+52.7% | $5,306+89.3% |