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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,361 | $185,312+13.5% | $161,489+30.3% | $154,746+35.9% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 15.01% | 103.84%-88.8pp | 89.72%-74.7pp | 172.34%-157.3pp |
| Employer contribution / active EE | $4,338 | $4,769-9.0% | $4,268+1.6% | $4,379-0.9% |
| Participant deferral / active EE | $10,292 | $6,350+62.1% | $5,630+82.8% | $6,730+52.9% |
| Admin fee / account holder | $2,145 | $18,654-88.5% | $16,006-86.6% | $14,365-85.1% |