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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,257 | $167,353-71.2% | $143,797-66.4% | $134,545-64.1% |
| Participation rate | 58.3% | 84.8%-26.5pp | 80.3%-22.0pp | 81.2%-22.9pp |
| Annual return | -20.03% | 0.48%-20.5pp | -0.04%-20.0pp | 418.37%-438.4pp |
| Employer contribution / active EE | $2,604 | $5,620-53.7% | $4,952-47.4% | $4,742-45.1% |
| Participant deferral / active EE | $4,452 | $6,447-30.9% | $5,638-21.0% | $6,401-30.5% |
| Admin fee / account holder | $2,776 | $18,096-84.7% | $14,679-81.1% | $11,431-75.7% |