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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,375 | $181,896-59.7% | $156,551-53.1% | $273,972-73.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.10% | 30.74%-28.6pp | 32.23%-30.1pp | 41.46%-39.4pp |
| Employer contribution / active EE | $25,877 | $6,248+314.2% | $5,501+370.4% | $4,869+431.5% |
| Participant deferral / active EE | $14,000 | $5,550+152.3% | $4,871+187.4% | $5,287+164.8% |
| Admin fee / account holder | $41,705 | $15,560+168.0% | $13,028+220.1% | $10,133+311.6% |