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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,230 | $150,447-69.9% | $136,298-66.8% | $147,586-69.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.91% | 1049.15%-1034.2pp | 5156.27%-5141.4pp | 578.59%-563.7pp |
| Employer contribution / active EE | $11,897 | $5,256+126.3% | $4,696+153.4% | $4,876+144.0% |
| Participant deferral / active EE | $6,121 | $6,631-7.7% | $6,247-2.0% | $5,439+12.5% |
| Admin fee / account holder | $1,838 | $10,906-83.1% | $9,244-80.1% | $10,886-83.1% |