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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,588 | $61,391-68.1% | $149,723-86.9% | $71,529-72.6% |
| Participation rate | 39.4% | 62.5%-23.1pp | 78.8%-39.4pp | 67.9%-28.6pp |
| Annual return | 26.04% | 35.88%-9.8pp | 134.50%-108.5pp | 28.97%-2.9pp |
| Employer contribution / active EE | $1,079 | $2,384-54.7% | $4,821-77.6% | $2,590-58.3% |
| Participant deferral / active EE | $2,898 | $2,921-0.8% | $5,682-49.0% | $4,291-32.5% |
| Admin fee / account holder | $443 | $1,264-65.0% | $13,215-96.6% | $1,588-72.1% |