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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,118 | $85,766-77.7% | $136,298-86.0% | $70,126-72.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 23.86% | 31.46%-7.6pp | 5156.27%-5132.4pp | 73.15%-49.3pp |
| Employer contribution / active EE | $3,590 | $2,966+21.0% | $4,696-23.6% | $2,343+53.2% |
| Participant deferral / active EE | $5,464 | $5,051+8.2% | $6,247-12.5% | $3,332+64.0% |
| Admin fee / account holder | $588 | $5,421-89.2% | $9,244-93.6% | $4,645-87.4% |