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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,411 | $82,288+50.0% | $68,794+79.4% | $134,509-8.3% |
| Participation rate | 25.0% | 75.1%-50.1pp | 69.0%-44.0pp | 81.2%-56.2pp |
| Annual return | -17.66% | -2.19%-15.5pp | -6.37%-11.3pp | 418.13%-435.8pp |
| Employer contribution / active EE | $1,110 | $3,301-66.4% | $2,656-58.2% | $4,741-76.6% |
| Participant deferral / active EE | $3,526 | $4,738-25.6% | $3,941-10.5% | $6,400-44.9% |
| Admin fee / account holder | $2,587 | $6,482-60.1% | $4,934-47.6% | $11,427-77.4% |