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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,921 | $90,530+77.8% | $76,030+111.7% | $145,897+10.3% |
| Participation rate | 27.8% | 74.4%-46.7pp | 69.1%-41.3pp | 80.3%-52.5pp |
| Annual return | 12.05% | 625.08%-613.0pp | 361.54%-349.5pp | 552.29%-540.2pp |
| Employer contribution / active EE | $1,068 | $3,319-67.8% | $2,688-60.2% | $4,663-77.1% |
| Participant deferral / active EE | $2,365 | $5,164-54.2% | $4,257-44.4% | $6,689-64.6% |
| Admin fee / account holder | $0 | $8,383-100.0% | $6,421-100.0% | $13,390-100.0% |